Requirements
HOW TO QUALIFY
All residents older than 18 years of age are required to submit a full application. Final qualification and approval can only be determined after submission and review of an entire application.
We will not process an application without receipt of the non-refundable application fee. We do not guarantee the availability of the desired property, and the application fee will not be returned if the property is no longer available. We endeavor to process applications completely within 48 hours, although this cannot be guaranteed.
NON-REFUNDABLE APPLICATION FEE – $30.00/Applicant, paid directly to Transunion for credit check
Identification – All applicants must provide a valid government issued photo ID card and a Social Security Number (SSN).
Income – Applicants must have a minimum combined gross income of 3.0 times the monthly rent. Guarantors/co-signers must have a minimum of 4.0 times the monthly rent. Proof of income may be required on a case-by-case basis. Acceptable proofs of income include at least one current paystub, three consecutive months of full bank statements, child support documents, benefit letter (such as Social Security, disability, military), or an offer letter for new employment.
Credit – A credit report will be completed on all applicants to verify credit ratings. Income plus verified credit history will be used to determine rental eligibility and security deposit levels. We actively exclude student loan or medical debt during consideration of the application. Unfavorable accounts include, but are not limited to: collections, charge-off, repossession, and current or recent delinquency. We are often able to work with applicants with a history of bankruptcy, eviction, or foreclosure, depending on overall credit worthiness, income, amount of security deposit, and background of co-applicants or co-signers. We have no formalized minimum credit score for approval.
Criminal History – A criminal background check will be conducted for each applicant. All criminal records are evaluated from the date of disposition, regardless of the Applicant’s or Occupant’s age at the time such offense was committed.
The application will be denied for any felony conviction up to seven (7) years prior to the application date (subject to local laws/requirements).The application may be denied for any crimes of a sexual, violent, terrorism, or property damage nature regardless of level (ie, felony or misdemeanor) or amount of time passed since conviction.
Rental History – An evaluation of verifiable rental or mortgage payment history and rental behavior for at least the last 12 months is a required part of our application.
References - We require information from employer, current landlord, and at least one individual who will not be living in the home to serve as references for each applicant.